This article is brought to you in collaboration with UOB Asset Management. The insights and opinions shared here reflect Beansprout’s straightforward and professional judgment.
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Recently, there’s been a noticeable dip in Singapore’s T-bill yields, a trend that was further validated during the 6-month T-bill auction that took place on March 13, 2025. The cut-off yield fell to 2.56%, marking the lowest point since June 2022.
With yields on the decline, like many others, I’ve been on the lookout for smarter ways to put my cash to use, aiming for opportunities that don’t demand high risk or compromise on liquidity. Among the discussions popping up in the Beansprout Telegram community, there’s been a lively debate about the best places to tuck away cash savings for better returns. One option that I find particularly appealing is the United SGD Fund, overseen by UOB Asset Management. This short-duration bond fund provides access to a diverse collection of high-quality bonds, which could potentially yield attractive returns on spare cash.
